Legal and Ethical Q & A

This is the place for personal buyers and sellers to ask questions about the legalities and ethics of vendor finance and related matters.
Forum rules
1. Members should post in a way that is respectful of other users. Flaming or abusing users in any way will not be tolerated and will lead to a warning.

2. Members should remember this board is aimed at a general audience. Posting pornographic or generally offensive text, images, links, etc. will not be tolerated and will lead to a warning.
3. Members should post in a way which is consistent with "normal writing". That is users should not post excessive numbers of emoticons, large, small or coloured text, etc. Similarly users should not SHOUT or use excessive punctuation (e.g. ! and ?) in topic titles or posts. Users consistently abusing this will be warned.
4. Members should use an appropriate, descriptive subject when posting a new topic. Examples of bad subjects include; "Help me!", "I'm stuck!", "I've got a problem!", etc. Examples of good subjects include; “Are Rent to Buy deals legal in WA?", “When is Stamp Duty payable on RTB transactions in Victoria?", etc.
5. Please use the “Report Post” button to report inappropriate posts. Do not respond to such topics yourself. Members who constantly “act” as moderators may be warned.
6. Members are asked to respect the copyright of other users, sites, media, etc. Users linking to or asking for information on unauthorised copies of copyright material, or re-printing material without permission, will receive a warning and their post will be removed.
7. Members are asked only to post in English, as we are not currently able to moderate the content of posts in other languages.
8. Posts are to be made in the relevant forum. Users are asked to read the forum descriptions before posting. Users consistently posting to the wrong forum may be given a warning.
9. Members are asked to not act as “back seat moderators”. If members note an issue which contravenes something in this policy document they are welcome to bring it to the attention of a member of the Moderator Team.
10. Spam is not tolerated here under any circumstance. Users posting spam will be warned and their post removed.
11. The moderating, support and other teams reserve the right to edit, remove or put on moderation queue any post at any time. Please note that currently any very first post is automatically placed in the moderation queue and will be approved/disapproved according to the present Rules. The determination of what is construed as indecent, vulgar, spam, etc. as noted in these points is up to Team Members and not users.
12. The above forum rules where applicable also apply to private messaging. Abuse of the private messaging system may lead to warnings (as above) and/or the revocation of private messaging.
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